English Financial & Associates

Just keeping it simple!

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Hesitant in completing The Questionaire????

There's no need to feel hesitant in completing the simple Questionaire it does not obligate you to anything nor is it held against your business credit.  A representative from an lender included in English Financial & Associates database will contact you to explain the programs they are offering you are not obligated to accept any offers made by them. Any information shared is only used for the purpose stated above.


Today if you meet these requirements you can qualify for a business loan all without the review of your financials and tax return.

1. In business for at least 3 months

2. Own a home 

3. *FICO score of at least 551 

4. Annual sales revenue of at least $120,000 

*FICO score not needed for Line of Credit.



Don't have your FICO Score? Go to Credit Karma and get your free credit score.

* Depends on various factors such as particular lending program. Lenders covers United States geographical area. Depending on the type of loan some of the requested information may not be needed but provide it anyway.


Loans to Guarantors that do not own a home will be capped at $200,000 unless they have someone who can act as a Guarantor with a FICO Score of 700